Products

Product Type	Best For	Max Amount	Interest Rate*	Max Term (months)**
Development Loan	All-purpose financing for individuals and corporates to fund development projects.	5 x Shares	1%	Depends on approved amount
Emergency Loan	Unforeseen expenses like sickness, natural disasters, or accidents.	100,000	1%	12
Education Loan	Covering school fees and related educational expenses.	5 x Shares	1%	Depends on approved amount
Business Loan	Financing trading activities and growth for established, ongoing businesses.	5 x Shares	1%	Depends on approved amount
Agriculture Loan	Agricultural projects promoting food security, livelihoods, and economic growth.	5 x Shares	1%	Depends on approved amount
Church Loan	Granted to Catholic Churches through the parish pastoral council for parish needs.	5 x Shares	1%	Depends on approved amount

Please note

• Interest rate is 0.8% for youths below 35 years, people living with disability(PWD) and seniors aged 65 years and above
• Repayment period depends on the approved amount as follows:
  • < 50,000 : 2 years
  • 50,000 – 299,999 : 3 years
  • 300,000 – 499,999 : 4 years
  • 500,000 – 999,999 : 5 years
  • 1,000,000 – 2,999,999 : 7 years
  • > 3,000,000 : 8 years